See what you qualify for. Without affecting your credit.
100% financing through our partners, led by HFS Financial. Pre-qualify with a soft credit check in about a minute, and see what you qualify for before anything touches your credit.
Financing that funds the project, not the fees.
Soft credit pull to pre-qualify
See what you qualify for before it ever affects your credit score. No hard inquiry to get your number.
No dealer fees
The amount you finance goes to your project, not to markups or origination fees.
No prepayment penalties
Pay the loan off early whenever you want, with no penalty for doing it.
Funding built for projects
100% financing through our partners, so the financing covers the project. No home equity required.
Three steps. About a minute to start.
See what you qualify for
Start a soft-pull pre-qualification. It takes about a minute and does not affect your credit score.
Review your options
Compare the options the lender offers you. On larger projects, a dedicated HFS loan consultant walks you through it.
Fund your project
Once approved, funds are available quickly so your Sage project can move forward on schedule.
A guided experience, every step of the way.
On larger projects, you get a dedicated HFS loan consultant who walks you through every step, and Sage coordinates the handoff so your financing and your build move together. One team, from your first question to your final walkthrough.
A dedicated loan consultant
On larger projects, a real person guides you through pre-qualification, options, and approval.
A coordinated handoff
Sage lines up your financing timeline with your project schedule, so funding is ready when the work is.
One team to the finish
You are never bounced between a lender and a builder. Sage stays with you from financing to closeout.
How HFS financing works.
We also work with additional lending partners.
HFS Financial is our primary financing platform. When it fits your situation better, we can also connect you with additional partners for more flexibility.
Hearth
Multiple lender offers in one place, so you can compare terms and pick the structure that fits your budget.
Acorn Finance
Personalized offers from a network of lenders with a soft credit check and no impact to your score.
Ready When You Are
Find out what you qualify for.
It takes about a minute and will not affect your credit score. Then bring your number to your Sage project.
Financing is provided by HFS Financial and its lending partners, not by Sage Intelligence. All financing is subject to credit approval, and every rate, term and amount comes from the lender after you pre-qualify. This is not a commitment to lend. Sage Intelligence is not a lender or a financial advisor.